MerchantHQ tests the terminals, ranks every UK card provider on what it actually delivers, and places you with the right one for your trade. Then we stay your named account team for the life of the account.
Most comparison sites order the table by commission. We order it by what beats your current rate for your volume and your trade. The leading five for 2026 sit here. The full index is live and updated.
Open the full index →| Dojo Go Top pick | £10k+/mo | 1.4% |
| SumUp Solo No contract | Sub-£10k/mo | 1.69% |
| Square Terminal Retail | All-in-one POS | 1.75% |
| Tap to Pay iPhone No hardware | Mobile traders | 1.5%+ |
| Stripe S700 Omnichannel | Online + POS | 1.5% |
Countertop and portable terminals for shops, restaurants and salons. Compared by hardware, acquirer and rate model.
Card machine hub → 02Mobile readers and Tap to Pay on iPhone. Zero hardware, no contract, ready for stalls, trades and pop-ups.
Mobile & Tap to Pay → 03Stripe, Adyen, Shopify Payments, GoCardless. Gateways for ecommerce, subscriptions and marketplaces.
Online payment gateways → 0433 specialist acquirer guides where the mainstream says no. Crypto, subscription, CBD, vape, adult, gambling.
Specialist acquirers →"We hold every terminal in our hands before we rate it, and we publish the method. No paid placement, no invented specs, just what actually wins for a UK business at your volume."
Tell us how you sell and how much you take. We match you against the providers most likely to approve and beat your current rate.
Get free quotes →Free · No obligation · The acquirer pays our commission